# bbHLP Docs - Intro {% hint style="info" %} Docs are still under construction and being actively worked on. {% endhint %} ## Blueberry is The Hyperliquid DeFi Terminal Access the best of DeFi, unique tokenized yield strategies, plus tools and automation for the Hyperliquid onchain ecosystem. bbHLP is the flagship product of Blueberry on HyperEVM. ## HLP is the Centerpiece of the HyperEVM DeFi Ecosystem The HLP offers one of the strongest risk-adjusted yields on USDC in the entire DeFi space. Tokenizing the HLP will allow the yield to be used in composable secondary opportunities, such as collateralization and AMM liquidity provision. Unlocking liquidity for the HLP serves as a fundamental building block for the rest of the HyperEVM ecosystem and integration partners across the space. # What is the HLP? HLP is comprised of two market-making strategies and a liquidation strategy. The result is a vault that makes trades around the spread, like a market maker, without attempting to take directional risk. The vault trades "against" traders on the HyperLiquid Core DEX. Generally, the vault is very profitable, but it does sometimes take losses. The owner of the vault is the consensus of the validators for HyperLiquid Core. \ \ The vault receives its yield from two sources - \ 1\) Market-Making on HyperLiquid Core Perp markets\ 2\) A portion of all fees generated on HyperLiquid Core\ \ **Useful Links -** {% embed url="" %} Vault Info {% endembed %} {% embed url="" %} Vault TVL {% endembed %} {% embed url="" %} Vault Stats {% endembed %} {% embed url="" %} Vault Analytics {% endembed %} # Tokenizing the HLP Historically, tokenizing a profitable yield strategy has accounted for a significant portion of total DeFi TVL. The HyperLiquid HLP offers a new source of scalable yield — yield that is typically hoarded by market makers on centralized exchanges — to the permissionless DeFi ecosystem. Hyperliquid has the potential to scale another 10x in crypto native trading volumes, before tapping into tradfi liquidity. This step alone could bring HLP to a $3-5B TVL Vault. History shows that the majority of liquidity providers prefer a liquid tokenized solution, which allows for quick entry and exit as well as use in secondary DeFi opportunities. A good tokenized HLP offers: * Very High Liquidity * Trustworthy Peg Maintenance * Cross Chain Compatibility * Trust Minimization bbHLP will effectively deliver on all 4, paired with a variety of secondary yield opportunities (see [partners and integrations](/partners-and-integrations)). # bbHLP {% content-ref url="/pages/a5FXZI1PMGAwe0leuioP" %} [Architecture](/bbhlp/architecture) {% endcontent-ref %} {% content-ref url="/pages/YGigmcrZXohC69GFaqgs" %} [Depositing into bbHLP](/bbhlp/depositing-into-bbhlp) {% endcontent-ref %} {% content-ref url="/pages/i6ECpsuthi5XAIY4bOhM" %} [Redemption from bbHLP](/bbhlp/redemption-from-bbhlp) {% endcontent-ref %} {% content-ref url="/pages/zNMxDgLgVyzVVeDjwWj9" %} [Cross Chain Compatibility](/bbhlp/cross-chain-compatibility) {% endcontent-ref %} {% content-ref url="/pages/OCAgriaQXCB33ucS61OF" %} [Fees](/bbhlp/fees) {% endcontent-ref %} {% content-ref url="/pages/WtZa3zz9gofaPieYHiAw" %} [Oracles](/bbhlp/oracles) {% endcontent-ref %} # Architecture bb**HLP** The tokenized HLP (bbHLP) provides users on HyperEVM with enhanced flexibility to access and participate in the HLP vault on HyperLiquid Core, enabling seamless integration within the broader DeFi ecosystem. Users can deposit any of the supported whitelisted assets, which are automatically swapped through HyperLiquid Core and directly deposited into the HLP vault. Participants will receive an ERC20 token representing their proportional shared based on their deposited amount relative to the total value locked (TVL). Leveraging HyperLiquid's enshrined read-and-write pre-compiles ensures that we are able to have an entirely non-custodial and onchain product. Detailed information regarding pre-compiles can be found in the [Hyperliquid Docs.](https://hyperliquid.gitbook.io/hyperliquid-docs/for-developers/hyperevm/interacting-with-hypercore) Liquidity management between HyperEVM and HyperLiquid Core is handled through specialized escrow contracts. These escrow contracts can reduce or entirely eliminate the withdrawal cooldown period a user would typically experience when the user directly deposits in the HLP vault (Subject to current available liquidity). This flexible approach to the bbHLP allows for the greatest amount of assets to be used to enter into the HLP vault with the fewest number of user actions. Making it a great lego block to be utilized in DeFi as collateral, trading pair, or yield asset. # Depositing into bbHLP A user can deposit into bbHLP from HyperEVM or any of the support chains by having any of the whitelisted deposit assets in their wallet can calling `deposit` This will automatically swap and transfer the user's selected asset to the HyperCore HLP vault while providing a share token representing their position to the user. **Supported deposit assets into bbHLP:**\ \- USDHL\ \- USDT0\ \- USDE There are no limits on how much a user can deposit into bbHLP. There are no fees related to depositing in the protocol. # Redemption from bbHLP At any time, a user is able to begin the process of withdrawing USDHL from bbHLP. By sending the request for redemption, a user will begin the process of having their request filled. The time to meet this request depends on the current amount of available liquidity in a Redemption Escrow contract at the given moment. The only supported withdrawal asset is USDHL. There are no fees related to withdrawing from the protocol. {% hint style="info" %} Withdrawals will become available 2 weeks post-product launch. {% endhint %} # Cross Chain Compatibility bbHLP will utilize Chainlink's CCIP for bridging to different chains. **Initial Chain Partners:** HyperEVM **Coming Soon:** Arbitrum Berachain Sonic # Liquidity Maintenance **Concept** Typically, teams struggle to compete with incentives in order to ensure a tokenized yield product remains sufficiently liquid. Rather than fight this battle, bbHLP opts to use its USDC deposits to partially fund its own liquidity. The protocol automatically allocates 10% of USDC deposits to approved LP tokens on supported chains. **Composition** This means that the bbHLP is comprised of 90% HLP deposits, and 10% bbHLP-USDC LP tokens. This may vary slightly in practice, but the result is effectively 94.5% HLP exposure, and 5.5% USDC exposure, with the addition of trading fee and incentive income from the LP. **Resulting Yield** When the yield from trading fees and incentives earned exceeds the HLP opportunity cost, this strategy will actually be more profitable than independently depositing USDC into 100% HLP. When the HLP yield is higher, the opposite will be true. It is impossible to predict the future, but it is likely that the end result will be a slightly higher net yield for bbHLP than raw HLP, with a slight smoothing effect to the overall PnL. **Long Term Benefits** One way or another, someone has to pay liquidity providers to make a token liquid. Utilizing this design, fees can lower over time, while maintaining liquidity, and without the need to charge increasing fees to sustain incentives to liquidity providers. The mechanism is self-sustaining and likely profitable, especially considering the incentives that will be distributed near launch. # Fees bbHLP charges a 1.5% annualized management fee on assets inside the protocol. This fee is updated on all changes in shares inside the protocol and is reflected in the issuance of new shares to the fee collector's address. bbHLP does not charge any mint or redeem fees to the user. 97% of the fees from bbHLP will be used to purchase $HYPE and put into Blueberry's Liquidity module. # Oracles bbHLP is supported by RedStone and Pyth on HyperEVM. {% hint style="info" %} Link to oracle will be published once live. {% endhint %} bbHLP is supported by Chainlink on Arbitrum + supported chains. {% hint style="info" %} Link to oracle will be published once live. {% endhint %} # Partners and Integrations bbHLP has a wide-reaching set of initial integrations that will only increase over time. Navigate to the partners' websites to participate in select secondary opportunities such as DEX yield farming, looping, and collateral use, with more to come soon.

HyperEVM Ecosystem

Arbitrum Ecosystem

# Berries (Points) Berries is Blueberry's points program established for rewarding community members who are contributing to the growth of the protocol in the HyperEVM. Setting aside 10% of the Blueberry token for the Berries program. ## Overview The first phase of this campaign will begin with the public launch of Blueberry on the HyperEVM. Activity will be recorded for various activities that contribute to the growth and utilization of Blueberry in the HyperEVM ecosystem. This is a way to build a sustainable product in the HyperEVM, where the community is able to grow alongside the ecosystem and the protocol. ## How to earn? * Depositing into bbHLP and holding * Utilize bbHLP in the DeFi ecosystem ## How is it calculated? Currently, points are calculated offchain, and the exact formula is changed each week. Points will be able to be viewed at a later time. There is a weekly snapshot capturing current contributions. Blueberry reserves the right to modify point distributions at its sole discretion. # Tokenomics With a total supply of 1 billion $BLB tokens, the distribution strategy aims to create a diverse and engaged ecosystem of stakeholders, aligning their interests with the protocol's growth and sustainability. To celebrate the launch of HyperEVM, a berries points program is running to get BLB into the hands of community members contributing to the growth of the protocol. \ \ Revenues generated from bbHLP will be split - * 97% to the Liquidity Module (Purchasing Hype and providing liquidity for $BLB / bbHLP / future products) * 3% to the Treasury for ongoing development Token Breakdown: Circulating supply from emissions/initial airdrop * 22.72% Tokens Locked (2-year vest including a 1-year Cliff) * 25% Team * 25% Private Sale DAO Treasury for emissions and growth * 10% Berries program * 17.28% Future programs Total 1 Billion tokens # Contracts & Audits
NameAddressExplorer
bbHLP0x4bB19336C973506B9405Db586b7AEE302a7CbCFchttps://purrsec.com/address/0x4bB19336C973506B9405Db586b7AEE302a7CbCFc
Router0x647a4D7F1F20Cf237C27b39fB6924f5a7691BB4bhttps://purrsec.com/address/0x647a4D7F1F20Cf237C27b39fB6924f5a7691BB4b
Contracts have been audited by [Pashov Audit Group](https://x.com/PashovAuditGrp) # Terms of Service Last updated and effective date: July 10, 2023 Please read these Terms of Service (“Agreement” or “Terms”) carefully. Your use or access of the Protocol (as defined below) constitutes your consent to this Agreement. This Agreement is between you and Blueberry Protocol Foundation (Panama City, Panama)., for itself and each of their respective affiliates (together with its subsidiaries and affiliates, “Blueberry”, “we”, “our” or “us”), developer of the Blueberry Protocol currently available at [https://www.blueberry.garden](https://blueberry.garden/) (the “Protocol”) and applies to your use of the Protocol and use of the borrowing and lending services facilitated by the Protocol (collectively, “Services”). This Agreement hereby incorporates by this reference any additional terms and conditions with respect to the Protocol or Services posted by Blueberry to the Protocol or otherwise made available to you by Blueberry, including without limitation, during the creation, acquisition, transfer or modification of cryptocurrency, our Services, and software provided on or in connection with those Services. The Blueberry Protocol Foundation's domicile is Oceania Business Plaza, Tower 1000, 21st Floor, Isaac Hanono Missri Street, Punta Pacifica, Panama City, Republic of Panama. If you are an individual accessing or using the Protocol or Services on behalf of, or for the benefit of, any corporation, partnership or other entity with which you are associated (“Organization”), then you are agreeing to this Agreement on behalf of yourself and such Organization, and you represent and warrant that you have the legal authority to bind such Organization to this Agreement. References to “you” and “your” in this Agreement will refer to both the individual using the Protocol or Services and to any such Organization. THIS AGREEMENT CONTAINS A BINDING ARBITRATION CLAUSE AND CLASS ACTION WAIVER THAT IMPACT YOUR RIGHTS ABOUT HOW TO RESOLVE DISPUTES. PLEASE READ IT CAREFULLY. ### Description of the Protocol and Services Blueberry is a lending and leveraged yield farming machine for risk management and undercollateralized borrowing using decentralized finance on the Ethereum blockchain. ### General Agreement By accessing or using the Protocol and/or Services, you agree that you have read, understood and accept all of the terms and conditions contained in this Agreement as well as our Privacy Policy. You also represent that you have the legal authority to accept these Terms on behalf of yourself and any party you represent in connection with your use of the Protocol and Services. If you are an individual who is entering into these Terms on behalf of an Organization, you represent and warrant that you have the power to bind that Organization, and you hereby agree on that Organization’s behalf to be bound by these Terms, with the terms “you” and “your” applying to you, that Organization, and other users accessing the Protocol and/or Services on behalf of that Organization. We may, in our sole and absolute discretion, without liability to you or any third-party, refuse to let you use the Protocol and/or one or more of the Services. Such actions may be taken as a result of a number of factors, including without limitation legal/regulatory requirements or demand, our discretion or your violation of the terms of this Agreement. We may also temporarily suspend your access to the Protocol and/or Services if a technical problem so requires. ### Ownership and Control of Cryptocurrency Title to your cryptocurrency shall at all times remain with you and shall not transfer to Blueberry. As the owner of your own cryptocurrency, you shall bear all risk related to the cryptocurrency in your wallet(s). Blueberry shall have no liability for value fluctuations of cryptocurrency. None of the cryptocurrency is the property of, or shall or may be loaned to, Blueberry. Blueberry does not represent or treat any cryptocurrency in your wallet(s) as belonging to Blueberry. Blueberry may not grant a security interest in the cryptocurrency held in your wallet(s). Except as required by a facially valid court order, or except as provided herein, Blueberry will not sell, transfer, loan, hypothecate, or otherwise alienate cryptocurrency unless instructed by you. You control the cryptocurrency held in your wallet(s). The Protocol is a purely non-custodial application, meaning you are solely responsible for the custody of the cryptographic private keys to the digital asset wallets you hold. This Agreement is not intended to, and does not, create or impose any fiduciary duties on us. To the fullest extent permitted by law, you acknowledge and agree that we owe no fiduciary duties or liabilities to you or any other party, and that to the extent any such duties or liabilities may exist at law or in equity, those duties and liabilities are hereby irrevocably disclaimed, waived, and eliminated. You further agree that the only duties and obligations that we owe you are those set out expressly in this Agreement. ### Wallets YOU ACKNOWLEDGE AND AGREE THAT (A) BLUEBERRY HAS NO CONTROL OVER ANY WALLET THAT YOU MAY USE IN CONNECTION WITH YOUR USE OF THE PROTOCOL OR SERVICES; (B) ALL WALLETS ARE PROVIDED BY THIRD-PARTIES; (C) BLUEBERRY HAS NO RIGHT OR ABILITY TO CONTROL THIRD-PARTIES WHO PROVIDE WALLETS; (D) ANY DISPUTE BETWEEN YOU AND ANY THIRD-PARTY WALLET PROVIDER IS BETWEEN YOU AND THAT THIRD-PARTY WALLET PROVIDER; AND (E) BLUEBERRY IS NOT LIABLE FOR ANY ISSUES OR LOSSES CAUSED BY USE OF THIRD-PARTY WALLETS. ### Security of Devices and Wallets You are responsible for maintaining the confidentiality and security of the device(s) that you use to access the Protocol. You are also responsible for maintaining the security of your wallet(s), and for ensuring that no unauthorized person has access to your wallet(s), any private keys, or any devices that you utilize in connection with the Protocol and Services. We will not be liable for any loss or damage arising from your failure to protect your device(s) or your wallet(s). It is your sole responsibility to provide accurate information to us. You are solely responsible for ensuring the accuracy and completeness of all information and materials that you provide to use in connection with your use of the Protocol. ### Fees The Ethereum blockchain requires the payment of a transaction fee (“Gas Fee”) for every transactionthat occurs on the network. The Gas Fee funds the network of computers that run the blockchain. This means that you will need to pay a Gas Fee for each transaction. Accordingly, you must ensure that you have a sufficient balance of cryptocurrency stored at your wallet to complete any transaction on the applicable blockchain before initiating such transactions. We will make reasonable efforts to notify you of any Gas Fees before initiating any services that require the use of the blockchain network. You may be subject to certain additional fees and commissions, including fees imposed by Blueberry. While we do not currently charge for the use of any of our Services or access to the Protocol, we reserve the right to levy additional fees in the future, including fees for access to Information or service fees to support the operation of the Protocol. You agree to promptly pay such fees and commissions, as set forth on the Protocol and the transactions and services you receive, which we may modify from time to time. In the event that we add fees to the Protocol or any of our Services, we will alert you in writing prior to any such fees going into effect. ### Cryptocurrency Transactions You should confirm all information before you make any transfers to any third-party wallet. Blueberry will bear no liability or responsibility if you enter an incorrect blockchain destination address, incorrect Destination Tag/Memo, or send your cryptocurrency to an incompatible or someone else’s wallet. We do not guarantee the identity or value received by a recipient of an outbound transfer of cryptocurrency from the Protocol to third-party wallets. ### Lending and Borrowing Terms All of the Protocol’s code is novel and experimental. Please use discretion when depositing funds. While we have thoroughly reviewed our code, we are not liable for funds lost due to smart contract exploits. Moreover, crypto assets displayed on the Protocol are exposed to market fluctuations. Your capital might change due to price action and other external factors. Take note that price fluctuations also cause “impermanent loss” when dealing with liquidity pools. A transaction on the Protocol may fail for several reasons, including without limitation a change in prices, order availability, or technical difficulties experienced by us, decentralized finance counterparties or Ethereum nodes. We make no representation or warrant that any transaction will be executed fully, or at all. We are, under no circumstances, liable for any loss or injury suffered by a failure of a transaction to complete properly or in a timely manner, including dispatching to the blockchain. Further, we are in no way responsible for notifying you of a transaction failure, although you are able to see any such failures on the Protocol. You have full responsibility to determine and inquire into the failure of any transaction which you initiate. WE MAY REMOVE A CRYPTOCURRENCY FROM LENDING OR BORROWING ON THE PROTOCOL AT ANY TIME, FOR ANY REASON, WITHOUT PRIOR NOTICE. You acknowledge that while we are using commercially reasonable methods to provide lending and borrowing functionality to you through our Protocol and Services, we do not guarantee that the Protocol or Services will be consistently available. You agree that you assume all risks and potential losses associated with cryptocurrency being removed, price fluctuations, or differences in actual versus indicated prices. We operate as a Protocol provider and do not act as principal or counterparty with respect to any transactions entered on the Protocol. Strategies will generally involve usage of other Ethereum decentralized finance platforms. This will add a layer of counterparty risk. You understand and acknowledge that we do not broker trading orders on your behalf. We also do not facilitate the execution or settlement of your trades, which occur entirely on the Ethereum blockchain. As a result, we do not (and cannot) guarantee market best pricing or best execution through the Protocol. Any references in the Interface to “best price” do not constitute a representation or warranty about pricing available through the Protocol or elsewhere. You agree and understand that: (a) all trades you submit through the Protocol are considered unsolicited, which means that they are solely initiated by you; (b) you have not received any investment advice from us in connection with any trades; and (c) we do not conduct a suitability review of any trades you submit. ### Taxes It is your responsibility to determine what, if any, taxes apply to the transactions you make, and to report and remit the correct tax to the appropriate tax authority. We are not responsible for determining whether taxes apply to your transaction, or for collecting, reporting, or remitting any taxes arising from any transaction. We encourage you to speak with your personal tax advisor regarding the tax implications of your use of the Protocol and Services. ### Third-Party Services Blueberry may contract with third-parties, including those providing research analysis or other information related to the Protocol and Services to provide certain data, information, insights, analysis, and articles that are made available through the Protocol and Services, and may also provide links to third-party websites (or other online properties that are not owned or controlled by Blueberry) or services that are not under the control of Blueberry (collectively, “Third-Party Services”). In addition to these Terms, you may be bound by any additional terms required by providers of Third-Party Services. Blueberry makes no representations about, and accept no liability for, any Third-Party Services. Blueberry are not responsible for the accuracy or reliability of any information, data, opinions, advice, or statements contained in Third-Party Services, the services offered thereby or for their privacy and security policies and procedures. ### Acceptable Use In connection with your use of the Protocol and Services, you will not: * Violate or assist any party in violating any law, statute, ordinance, regulation or any rule of any self-regulatory or similar organization of which you are or are required to be a member through your use of the Protocol or Services; * Engage in any lending or borrowing activity which, in our sole discretion, amounts to or may amount to market abuse including without limitation pumping and dumping, entering fictitious transactions, or engaging in disorderly market conduct; * Infringe upon our or any third-party’s copyright, patent, trademark, or other intellectual property rights; * Repost, delete, or alter any content or material that Blueberry makes available on the Protocol or Services; * Restrict or inhibit any other person from legal use of the Protocol or Services; * Reproduce, modify, adapt, translate, create derivative works of, sell, rent, lease, loan, timeshare, distribute or otherwise exploit any portion of (or any use of) the Protocol or Services except as expressly authorized herein, without Blueberry’s express prior written consent; * Use the Protocol in an unauthorized manner, including collecting email addresses or Discord usernames of users by electronic or other means for the purpose of sending unsolicited emails or communications; * Reverse engineer, decipher, decompile or disassemble any portion of the Protocol or Services, except to the extent such restriction is expressly prohibited by applicable law; * Remove any copyright, trademark or other proprietary rights notice from the Protocol or Services; * Frame or mirror any portion of the Protocol or Services, or otherwise incorporate any portion of the Protocol or Services into any product or service, without Blueberry’s express prior written consent; * Engage in any attack, hack, denial-of-service attack, interference, or exploit of any smart contract; * Systematically download and store content from the Protocol or Services; * Take any action that imposes an unreasonable or disproportionately large load on our infrastructure or that of our nodes, or detrimentally interfere with, intercept, or expropriate any system, data or information; * Post, transmit or otherwise make available through or in connection with the Protocol any virus, worm, Trojan horse, Easter egg, time bomb, spyware, ransomware, malware, or other computer code, file or program that is or is potentially harmful or invasive or intended to damage or hijack the operation of, or to monitor the use of, any hardware, software or equipment. * Otherwise attempt to gain unauthorized access to or use of the Protocol or Services, nodes or computer systems connected to the Protocol or Services; * Engage in any behavior which violates this Agreement or is otherwise deemed unacceptable by us in our sole discretion; or * Use any robot, spider, search/retrieval application or other manual or automatic device to retrieve, index, “scrape,” “data mine”, or otherwise gather content on the Protocol or Services (including Submissions), or reproduce or circumvent the navigational structure or presentation of the Protocol or Services, without Blueberry’s express prior written consent. Notwithstanding the foregoing, and subject to compliance with applicable law and any instructions posted in the robots.txt file located in the Protocol’s root directory, Blueberry grants to the operators of public search engines permission to use spiders to copy materials from the Protocol or Services for the sole purpose of (and solely to the extent necessary for) creating publicly available, searchable indices of such materials, but not caches or archives of such materials. Blueberry reserves the right to revoke such permission either generally or in specific cases, at any time and without notice. ### Restricted Jurisdictions The Protocol and Services are subject to all applicable export control restrictions, and, by using the Protocol and/or Services, you represent that your actions are not in violation of such export control restrictions. Without limiting the foregoing, you may not use the Protocol or Services if you are (i) a resident, national or agent of Crimea, Cuba, Iran, North Korea, Syria or any other country or region to which the United States embargoes goods or imposes similar sanctions (“Restricted Jurisdictions”); (ii) a member of any sanctions list or equivalent maintained by the United States government (“Restricted Persons”); or (iii) you intend to transact with any Restricted Jurisdictions or Restricted Persons. ### Sanctions By using the Protocol or Services, you further represent and warrant that you are not (i) the subject of sanctions administered or enforced by the United States (including without limitation the U.S. Department of the Treasury’s Office of Foreign Asset Control), the United Kingdom, the European Union or any other governmental authority (Sanctions) or (ii) organized or resident in a country or territory that is the subject of country-wide or territory-wide Sanctions. ### Reservation of Rights Blueberry reserves the right to bar any transactions on the Protocol, for or with, any user with or without cause, at any time, subject to any limitations imposed by applicable law. In lieu of refusing access to the Protocol or Services, Blueberry may, in its sole and absolute discretion, perform due diligence. You may be subject to due diligence procedures in your use of the Protocol or Services. If you decline to provide requested information or otherwise do not reply timely or substantively with the documentation or data requested, Blueberry has the absolute discretion to immediately suspend or terminate your use of the Protocol and Services. ### Intellectual Property Rights The Protocol and its entire contents, features, and functionality (including but not limited to all Services, information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof and with the exception of User Content), are owned by Blueberry, its licensors, or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws. Blueberry grants you a revocable, non-exclusive, non-transferable, non-sublicensable, royalty-free and worldwide right and license to access and use the Protocol or Services solely in strict compliance with the provisions of this Agreement and as permitted by the functionalities of the Protocol or Services available to you. Blueberry’s name and all related names, logos, product and service names, designs, and slogans (“Blueberry branding”) are trademarks of Blueberry, its associates, or licensors (collectively, “Associates”). You must not use any Blueberry branding without the prior written permission of Blueberry. All other names, logos, product and service names, designs, and slogans on this Protocol are the trademarks of their respective owners. ### Risk Disclosures Lending and borrowing cryptocurrency is risky and you should never lend or borrow more than they can afford to lose or pay back. The following list of risks associated with cryptocurrency, the Protocol, and Services is not exhaustive. *Risks of lending and borrowing cryptocurrency* Cryptocurrency prices are highly volatile and lending and borrowing cryptocurrency is extremely risky. In addition, factors beyond our control may affect market liquidity for a particular cryptocurrency, such as regulatory activity, market manipulation, the acts or omissions of the issuer of the cryptocurrency, or unexplainable price volatility. We may also determine it is in the best interest of users to suspend lending or borrowing a cryptocurrency for these reasons. By using the Protocol and Services, you accept the risk of lending or borrowing cryptocurrency. In entering into any transaction, you represent that you have been, are, and will be solely responsible for making your own independent appraisal into the risks of the transaction and the underlying cryptocurrency. Our listing of a cryptocurrency does not indicate approval or disapproval of the cryptocurrency’s merits as an investment or a technology. We give no warranty as to the suitability of a cryptocurrency loaned or borrowed under this Agreement and assume no fiduciary duty in our relations with you. You must conduct your own due diligence when determining whether to lend or borrow a particular cryptocurrency. If you choose wisely, we will not share in any portion of your gains. Likewise, if you choose poorly, we will not bear any portion of your losses. *No brokering transactions or provision of investment advice* We provide an execution-only service. We do not broker transactions on your behalf, advise on the merits of any particular cryptocurrency, transactions, or associated risks, or provide any other financial, investment or legal advice in connection with the Protocol or Services. To the extent that we do provide data, post market commentary, articles, or make social media posts, the act of doing so is incidental to your relationship with us and such information may not be considered as investment or financial advice and should not be construed as such. ANY DECISION TO LEND OR BORROW CRYPTOCURRENCY IS SOLELY YOUR DECISION AND WE WILL NOT BE LIABLE FOR ANY CONSEQUENT LOSS. *No promise of liquidity* We make no promises as to the timing or availability of lending or borrowing of cryptocurrency on the Protocol. We reserve the right to change, suspend, or discontinue any aspect of the Protocol or Services at any time and in any jurisdiction, without notice and without liability. This includes, without limitation, the absolute discretion to list and de-list cryptocurrency available for lending or borrowing at any time. We are not required to provide advance notice of delisting. You acknowledge and agree that cryptocurrency and/or Services available in one jurisdiction may not be available, as applicable, in another. *No guarantee of continuous access to Protocol or Services* We do not guarantee continuous, uninterrupted or secure access to any part of the Protocol or Services, and operation of our site may be interfered with by numerous factors outside of our control, including regulatory reasons and issues with the blockchain. We will make reasonable efforts to ensure that transactions are processed in a timely manner, but we make no representations or warranties regarding the amount of time needed to complete transactions. ### Indemnification and Release Blueberry and its Associates, subsidiaries, parents, affiliates, service providers, and each of their respective officers, directors, agents, joint venturers, employees or representatives (collectively, the “Released Parties”), are not liable for any damages that may arise out of or in connection with your use of the Protocol or Services. This includes, but is not limited to, claims, applications, injuries, delays, direct loss, loss of investments, business, or profits, business interruption costs, loss of goodwill or business profits, loss of cryptocurrency, damage caused by your computer, computer software, systems and programs, and the data thereon or any other direct or indirect, consequential and incidental damages. In addition, the Released Parties are not liable for any losses incurred, either directly or indirectly through your use of the Protocol or any of its functions and features (collectively, all of the foregoing items shall be referred to herein as “losses”). The Released Parties are hereby released by you from liability for any and all losses. These limitations of liability apply whether the liability or losses are based on negligence, contract, tort, or any other basis, even if the Released Parties had been advised or should have known of the possibility of such losses. You agree to indemnify and hold the Released Parties harmless from any claim or losses (including attorneys’ fees and any losses, fines, fees, or penalties imposed by any regulatory authority) arising out of your breach of this Agreement, or your violation of any law or regulation. If you have a dispute with one or more users, nodes, issuers of cryptocurrency listed on the Protocol or other third-parties, you release the Released Parties from any and all claims, demands, and damages (actual and consequential) of every kind and nature arising out of or in any way connected with such disputes. ### Limitation of Liability TO THE FULLEST EXTENT PROVIDED BY LAW, IN NO EVENT WILL BLUEBERRY, ITS ASSOCIATES, OR THEIR LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE PROTOCOL, ANY WEBSITES LINKED TO IT, ANY CONTENT ON THE PROTOCOL OR SUCH OTHER WEBSITES, OR THE SERVICES, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO, PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT, OR OTHERWISE, EVEN IF FORESEEABLE. NOTWITHSTANDING ANYTHING TO THE CONTRARY IN THESE TERMS, NOTHING IN THESE TERMS EXCLUDES OR LIMITS LIABILITY FOR FRAUD, FRAUDULENT MISREPRESENTATION, OR FOR DEATH OR PERSONAL INJURY CAUSED BY GROSS NEGLIGENCE. THE FOREGOING DOES NOT AFFECT ANY LIABILITY THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW. ### Disclaimer of Warranties YOU EXPRESSLY ACKNOWLEDGE AND AGREE THAT YOUR ACCESS TO AND USE OF THE PROTOCOL, SERVICES, AND ANY CONTENT IS AT YOUR SOLE RISK. OTHER THAN AS EXPRESSLY SET OUT IN THESE TERMS, NEITHER BLUEBERRY NOR ITS ASSOCIATES MAKE ANY WARRANTY, EITHER EXPRESS OR IMPLIED, ABOUT THE PROTOCOL OR SERVICES. THE PROTOCOL AND SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. NEITHER BLUEBERRY NOR ITS ASSOCIATES MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY, OR AVAILABILITY OF THE PROTOCOL OR SERVICES. WITHOUT LIMITING THE FOREGOING, BLUEBERRY AND ITS ASSOCIATES DO NOT REPRESENT OR WARRANT THAT THE PROTOCOL, ITS CONTENT, OR ANY SERVICES OBTAINED THROUGH THE PROTOCOL WILL BE ACCURATE, RELIABLE, ERROR-FREE, OR UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, THAT OUR PROTOCOL, SERVICES, OR THE SERVER THAT MAKES THEM AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS, OR THAT THE PROTOCOL OR ANY SERVICES OBTAINED THROUGH THE PROTOCOL WILL OTHERWISE MEET YOUR NEEDS OR EXPECTATIONS. THERE MAY BE INADVERTENT TECHNICAL OR FACTUAL INACCURACIES AND TYPOGRAPHICAL ERRORS IN INFORMATION OR MATERIALS ON THE PROTOCOL OR SERVICES, AND BLUEBERRY MAKES NO WARRANTIES REGARDING THE ACCURACY, COMPLETENESS OR TIMELINESS OF SUCH INFORMATION OR MATERIALS. BLUEBERRY PROVIDES NO GUARANTEES AGAINST THE POSSIBILITY OF DELETION, MIS-DELIVERY OR FAILURE TO STORE COMMUNICATIONS, PERSONALIZED SETTINGS, OR OTHER DATA. BLUEBERRY EXPRESSLY DISCLAIMS ALL LIABILITY FOR ERRORS OR OMISSIONS IN, OR THE MISUSE OR MISINTERPRETATION OF, ANY INFORMATION OR MATERIALS CONTAINED ON THE PROTOCOL OR SERVICES. BLUEBERRY MAKES NO REPRESENTATIONS OR WARRANTIES REGARDING THE LIKELIHOOD OR PROBABILITY THAT YOUR PARTICIPATION ON THE PROTOCOL OR SERVICES WILL ACHIEVE A PARTICULAR OUTCOME OR GOAL. PAST PERFORMANCE IS NOT A GUARANTEE OF FUTURE SUCCESS, AND VOLATILITY MEANS THAT PERFORMANCE IN ANY PERIOD MAY BE FAR DIFFERENT FROM THAT OF PREVIOUS PERIODS. YOU FURTHER ACKNOWLEDGE AND AGREE THAT BLUEBERRY MAKES NO GUARANTEES OR OTHER COMMITMENTS ABOUT YOUR ABILITY TO ACCESS OR USE THE PROTOCOL OR SERVICES. TO THE MAXIMUM EXTENT PERMITTED BY LAW, BLUEBERRY AND ITS ASSOCIATES ALSO DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. SOME STATES OR JURISDICTIONS DO NOT ALLOW THE DISCLAIMER OF IMPLIED WARRANTIES, SO SOME DISCLAIMERS IN THIS SECTION MAY NOT APPLY TO YOU. We do not guarantee continuous, uninterrupted or secure access to any part of the Protocol or Services, and operation of our Protocol and Services may be interfered with by numerous factors outside of our control, including regulatory reasons and issues with the Protocol. We will make reasonable efforts to ensure that transactions are processed in a timely manner, but we make no representations or warranties regarding the amount of time needed to complete transactions. ### Acknowledgment of Risk Cryptocurrency is not legal tender and is not backed by the government, FDIC, or SIPC protections. You accept and acknowledge each of the following: * To the extent that you borrow or lend using your cryptocurrency, please be aware that the price of any cryptocurrency is extremely volatile and fluctuations in the price of other cryptocurrency can impact the price of your cryptocurrency both positively and negatively. Given the volatility, cryptocurrency should not be considered an investment. You assume all risks in that regard; * You assume all risks associated with using cryptocurrency and using the Protocol and Services, including, but not limited to, the risk of financial loss, hardware, software and internet issues, the risk of malicious software introduction, and the risk that third parties may obtain unauthorized access to information stored within your device(s) and wallet(s); and * Cryptocurrency and blockchain technology are relatively new and the regulatory landscape is unsettled. New regulations could negatively impact such technologies impacting the value for your cryptocurrency. You understand and accept all risk in that regard. Representation & Warranties You represent and warrant to Blueberry each time you use the Protocol or Services as follows: * That, if you are an individual user of the Protocol or Services, you are 18 years of age or older; * That, if you are using the Protocol or Services on behalf of a legal entity (i) such legal entity is duly organized and validly existing under applicable law of the jurisdiction of its organization; and (ii) you are duly authorized by such legal entity to act on its behalf; * That you are not or residing in a Restricted Jurisdiction; * That you do not, and will not, use VPN software or any other privacy or anonymization tools or techniques, or other means, to circumvent, or attempt to circumvent, any restrictions that apply; * That you are not otherwise prohibited by applicable law from using the Protocol and Services; * That you understand the risks associated with using the Protocol and Services; * That you have had the opportunity to seek legal, accounting, taxation and other professional advice regarding this Agreement, Protocol, and Services; * That you will not falsify or materially omit any information or provide misleading or inaccurate information requested by Blueberry in the course of, directly or indirectly relating to, or arising from your activities on the Protocol or use of the Services, including, but not limited to, at registration or during administration or other due diligence processes, and that if any information provided to Blueberry becomes incorrect or outdated, you will promptly provide corrected information to Blueberry; * That you acknowledge and agree that any wallet you use in connection with the Protocol or Services is wholly controlled and owned by you and that Blueberry does not have any right, title or interest to the wallet, except as otherwise set forth herein; * That you will not use the Protocol or Services in order to conceal or disguise the origin or nature of proceeds of crime or terrorist financing, or to further, any breach of applicable law, or to deal in any unlawful property, funds, or proceeds; * That neither you nor any of your affiliates has directly or indirectly offered, promised, given, or authorized any payment, or offered, promised, given, or authorized the giving of anything else of value, including, but not limited to, any cryptocurrency, to a government official or individual employed by another entity in the private sector in violation of any applicable law; * That you consent to any and all tax and information reporting under applicable law; * That neither you nor any of your affiliates will use the Services directly or indirectly (i) on behalf of or for the benefit of any person subject to the jurisdiction of a Restricted Jurisdiction; (ii) in violation of or as prohibited, restricted, or penalized under applicable law; or (iii) in any way that would violate, be inconsistent with, penalized under, or cause the omission of filing of any report required under applicable law; * That you will not falsify or materially omit any information or provide misleading or inaccurate information requested by Blueberry in the course of, directly or indirectly relating to, or arising from your activities on the Protocol, including but not limited to, registration or other due diligence process, and that if any information provided to Blueberry becomes incorrect or outdated, you will promptly provide corrected information to Blueberry; and * That you will accurately and promptly inform Blueberry if you know or have reason to know whether any of the foregoing representations or warranties no longer is correct or becomes incorrect. You acknowledge and agree that Blueberry operates and administers the Protocol, but Blueberry is (i) not a counterparty to any lending or borrowing of cryptocurrency by and between you and any third-party, including, but not limited to, the lending or borrowing of cryptocurrency and (ii) is not a counterparty to any Smart Contracts you enter into by and between you and any other user of the Protocol or Services. Blueberry has no financial responsibility or liability for any failure of market participants to honor their financial obligations. There is risk that one or more market participants will renege, default, or otherwise fail to honor their financial obligations or will be unwilling or unable to abide by the terms of their agreements. In the event that risk materializes, other market participants can and likely will incur financial losses. You acknowledge and agree that the holding of cryptocurrency is inherently in risk of the potential for cryptocurrency, and/or wallets, to be lost, stolen, or hacked. You acknowledge and agree that you have had the opportunity to consult legal counsel in connection with this Agreement even if you chose not to do so. You further acknowledge and agree that this Agreement will not be construed against Blueberry as drafter. ### Data Privacy You acknowledge that Blueberry may process personal data in relation to you (if you are an individual), and personal data that you have provided or in the future provide to us in relation to your employees and other associated or other individuals, in connection with this Agreement or use of the Protocol or Services. You represent and warrant that any personal data relating to individuals other than yourself was or will be made in accordance with all applicable data protection and data privacy laws, and that data is accurate at the time of disclosure. You further represent and warrant that before providing any such personal data to us, you have read and understood our Privacy Policy, and, in the case of personal data relating to an individual other than yourself, have (or will at the time of disclosure have) provided a copy of that Privacy Policy, to that individual. By accessing or using our Protocol and Services, you consent to the processing, transfer and storage of information about you in and to the United States, European Union, United Kingdom and other countries, where you may not have the same rights and protections as you do under local law. If you suspect that any of your device(s) or wallet(s) have been compromised, or if you become aware of any fraud or attempted fraud or any other security incident (including a cyber-security attack) affecting you and/or Blueberry, you must notify Blueberry as soon as possible by email and provide accurate information throughout the duration of the incident or breach. All information we collect on the Protocol and Services is subject to our Privacy Policy. By using the Protocol and/or Services, you consent to all actions taken by us with respect to your information in compliance with our Privacy Policy. Please note that it is our policy to comply with all facially valid subpoenas, court orders or binding orders issued to us by law enforcement agencies and other government authorities. This may affect your access to our Services. We are not responsible for any losses, whether direct or indirect, that you may incur as a result of our compliance with applicable law, the guidance or direction of any regulatory authority or government authority, or any writ of attachment, lien, levy, subpoena, warrant, or other legal order. ### Comments and Questions If you choose to provide us with input or suggestions regarding problems with or proposed modifications or improvements to the Protocol or Services (“Feedback”), then you grant to us a non-exclusive, royalty-free, perpetual, irrevocable, transferable, sublicensable, and global right to use and exploit the Feedback in any manner and for any purpose without any restriction, credit, attribution, or fees due to you. ### Governing Law; Venue and Arbitration You agree to arbitrate any dispute arising from these Terms or your use of the Protocol and Services. Arbitration prevents you from suing in court, litigating through a class action lawsuit, or from having a jury trial. You agree to notify each other in writing of any dispute within sixty days of when it arises. In addition, you agree: * To make reasonable attempts for informal resolution prior to any demand for arbitration; * That any arbitration will occur in the United States; * That any arbitration will be conducted confidentially by a single arbitrator, selected by a third-party arbitration forum; * That you cannot litigate any disputes arising from your use or access to the Protocol through class action lawsuits; * That the state and federal courts in San Francisco, California, United States have exclusive jurisdiction over any appeals of an arbitration award and over any suit between the parties not subject to arbitration; * That the arbitrator has the authority to grant any remedy that would otherwise be available in court; and * That the parties shall split the costs and expenses of any arbitration and bear their own legal costs and expenses. Any dispute between you and Blueberry will be governed by these Terms and the laws of the State of California, without giving effect to any conflict of laws principles that may provide for the application of the law of another jurisdiction. You will only be permitted to pursue claims against us on an individual basis, not as a plaintiff or class member in any class or representative action or proceeding, and you will only be permitted to seek relief (including monetary, injunctive, and declaratory relief) on an individual basis. ### Class Action Waiver BY USING THIS SITE AND AGREEING TO THESE TERMS, YOU HEREBY WILLINGLY, EXPRESSLY, AND KNOWINGLY WAIVE ALL RIGHT TO BRING OR PARTICIPATE IN ANY CLASS-ACTION LAWSUIT, CLASS-WIDE ARBITRATION, OR PRIVATE ATTORNEY-GENERAL ACTION BROUGHT UNDER OR IN CONNECTION WITH THIS AGREEMENT OR YOUR USE OF THE PROTOCOL. YOU MAY NOT BRING ANY CLAIM, SUIT, OR OTHER PROCEEDING TO ENFORCE THESE TERMS AS THE MEMBER OF ANY CLASS OR AS PART OF ANY SIMILAR COLLECTIVE OR CONSOLIDATED ACTION. ### Termination and Suspension These Terms are effective until terminated by us. Blueberry, in its sole discretion, has the right to terminate your access to the Protocol or Services, or any part thereof, immediately at any time. We reserve the right, in our sole and absolute discretion, to restrict, suspend, or terminate your access to all or any part of the Protocol or Service, or to terminate this Agreement at any time without prior notice or liability if you breach any provision of this Agreement or violate the rights of any third-party on or through the Protocol. We reserve the right to change, suspend, or discontinue all or any part of the Protocol at any time without prior notice or liability. Blueberry is not liable to you or any third-party for termination of your access to the Protocol or Services, or any part thereof. If you object to any of the requirements, statements, or obligations of these Terms, or any subsequent modifications thereto, or become dissatisfied with the Protocol or Services in any way, your only recourse is to immediately discontinue use of the Protocol and/or Services. Upon termination of these Terms, you will cease all use of the Protocol and Services. ### Relationship of the Parties You agree that no joint venture, partnership, employment or agency relationship exists between you and Blueberry as a result of this Agreement or use of the Protocol or Services. ### Force Majeure We shall have no liability for any failure or delay resulting from any abnormal or unforeseeable circumstances outside our reasonable control, the consequences of which would have been unavoidable despite all efforts to the contrary, including without limitation governmental action or acts of terrorism, war, earthquake, fire, flood, or other acts of God, labor conditions, delays or failures caused by problems with another system or network, mechanical breakdown or data-processing failures or where we are bound by other legal obligations. ### Third-Party Disputes ANY DISPUTE YOU HAVE WITH ANY THIRD-PARTY, INCLUDING, BUT NOT LIMITED TO, OTHER USERS, IN CONNECTION WITH YOUR USE OF THE PROTOCOL OR SERVICES IS DIRECTLY BETWEEN YOU AND SUCH THIRD-PARTY. ACCORDINGLY, TO THE FULLEST EXTENT PERMITTED BY LAW, YOU IRREVOCABLY RELEASE BLUEBERRY AND ITS ASSOCIATES FROM ANY AND ALL CLAIMS, DEMANDS AND DAMAGES (DIRECT, INDIRECT, AND CONSEQUENTIAL) OF EVERY KIND AND NATURE, KNOWN AND UNKNOWN, ARISING OUT OF OR IN ANY WAY CONNECTED WITH SUCH DISPUTES. ### Assignments This Agreement will inure to the benefit of our successors and assigns. Blueberry may assign this Agreement, including all its rights hereunder, without restriction. You may not assign this Agreement or any of the rights or licenses granted hereunder without the prior express written consent of Blueberry. ### Amendments We reserve the right to change this Agreement at any time upon notice. We may give notice by posting the updated Agreement on the Protocol or by any other reasonable means. You can review the most current version of this Agreement at any time. This Agreement in effect at the time of your use of the Protocol apply. Updated versions of the Agreement are binding on you with respect to your use of the Protocol on or after the date indicated in the updated Agreement. If you do not agree to the updated Agreement, you must stop using the Protocol. Your continued use of the Protocol after the date of the updated Agreement will constitute your acceptance of the updated Agreement. ### Survival The respective indemnities, representations, warranties and agreements of the parties hereto or made by or on behalf of the parties hereto pursuant to this Agreement will survive the termination of this Agreement indefinitely and will remain in full force and effect and all defined terms used therein will survive the termination of this Agreement indefinitely. ### Waiver and Conflict No waiver of by Blueberry of any term or condition set out in these Terms will be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure of Blueberry to assert a right or provision under these Terms will not constitute a waiver of such right or provision. If any provision of these Terms is held by a court or other tribunal of competent jurisdiction to be invalid, illegal or unenforceable for any reason, such provision will be eliminated or limited to the minimum extent such that the remaining provisions of the Terms will continue in full force and effect. ### Entire Agreement This Agreement and the Privacy Policy constitute the sole and entire agreement between you and Blueberry with respect to the Protocol and supersede all prior and contemporaneous understandings, agreements, representations and warranties, both written and oral, with respect to the Protocol. This Agreement does not, and will not be construed to, create any partnership, joint venture, employer-employee, agency or franchisor-franchisee relationship between you and Blueberry. ### Third-Party Rights This Agreement is not intended and shall not be construed to create any rights or remedies in any parties other than you and us and any affiliates which each shall be a third-party beneficiary of this Agreement, and no other person shall assert any rights as a third-party beneficiary hereunder. ### Questions & Comments If you have any questions or comments about these Terms, please contact us at . # Privacy Policy Last updated and effective date: July 10, 2023 Blueberry Protocol Foundation., for itself and each of their respective affiliates (together, “Blueberry”, “we”, “us,” “our”), is committed to protecting individual privacy and maintaining the trust of users of the defi lending and borrowing protocol that we developed. (“Users”). It is important to us that we provide transparency regarding our collection, use, and disclosure of the personal information of Users. Personal information as used in this Privacy Policy (this “Policy”) includes information that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular individual or household. To help us meet our commitment to protecting your personal information, we have created this Policy. This Policy governs data protection matters across the Blueberry protocol currently available at blueberry.garden (the “Protocol”). This Privacy Policy, along with our Terms of Use, form an integral and binding part of our relationship with you. By providing personal information to us or by using our Protocol, you agree to our collection, use, disclosure, and storage of personal information as described in this Privacy Policy. This Policy describes how we use, share, and protect the personal information of individuals who use our Protocol. It also describes your rights and choices regarding the use, access to, and correction of personal information. 1. ### What Our Privacy Policy Covers This Policy describes how we use, share, and protect the personal information of our Users. It also describes the rights and choices regarding use, access to, and correction of personal information available. Our websites may include links to websites and/or applications operated and maintained by third-parties. Please note that we have no control over the privacy practices of websites or applications that we do not own. We encourage you to review the privacy practices of those third-parties. 2. ### What Personal Information We Collect The types of personal information we obtain about you depends on how you interact with us and our products and services. When we use the term “personal information,” we are referring to information that identifies, relates to, describes, or can be associated with you. The following are the categories and specific types of personal information that we collect: **Personal Identifiers** Including your email, social media handles, such as your Discord username and Twitter username or other similar identifiers. **Device Information and Other Unique Identifiers** Including browser type, screen resolution, IP address, unique device identifiers or similar unique identifiers. **Internet or Other Network Activity** Including website(s) visited before browsing our website, how long you spend on a page or screen, navigation paths between pages or screens, date and time of use, pages viewed and links clicked. 3. ### How We Collect Personal Information We collect personal information about you from various sources. For example, we collect and obtain information: **Directly from you** We collect personal information that you voluntarily submit to us, such as when you use our website or Protocol or contact us. **Using cookies and other automatic data collection technologies** When you visit our websites, use our Protocol or services, we or third-parties we work with automatically collect certain information using technologies such as cookies, web server logs, and other data collection tools. For more information, please see "Cookies and Similar Tracking Technologies" **From Social Media** If you interact with us on social media in connection with Blueberry, we collect information that you share with us, or that the social media platforms, please review the privacy policies and settings of the social media platforms and networks that you use. **From Other Sources** For example, we may obtain information about you from other sources, such as data analytics providers, marketing or advertising service providers, fraud prevention service providers, vendors that provide services on our behalf, or publicly available sources. We also create information based on our analysis of the information we have collected from you. 4. ### Cookies and Tracking Technologies We and our third-party service providers (such as advertising and analytics providers) use cookies and other similar tracking technologies (collectively, “tracking technologies”) to gather information when you interact with our website and Protocol. Some tracking technologies help us maintain the security of our websites and your account, prevent crashes, fix bugs, save your preferences, and assist with basic site functions. These tracking technologies are “required” because we need them for the websites to work properly. We don’t provide the option to opt-out of these tracking technologies, but you can remove these “required” tracking technologies by modifying your browser settings. Please note, some features of our websites may not be available to you as a result. We permit third-parties to use tracking technologies on our website and Protocol for analytics to understand how visitors interact with our website and Protocol. For example, we use Google Analytics to evaluate website traffic and usage data to help us improve our products and services. For more information about how Google collects and processes data visit . For more information about how to opt out of having your information used by Google Analytics, visit , and for Adobe please visit . 5. ### How We Use Personal Information In general, personal information you submit to us is used either to respond to requests that you make, or to aid us in serving you better. We use your personal information in the following ways: **Providing Services** We use your personal information to provide the Protocol and services. **Communicating With You** We use your personal information to communicate with you, such as to send security or maintenance advisories, respond to and/or follow-up on your requests, inquiries, issues or feedback. **Analytics** We use personal information to conduct research and analytics, including to improve our services; to understand how you interact with our Protocol. **Security and Fraud Prevention** We use personal information to detect, investigate, prevent, and take action against potential malicious, deceptive, fraudulent, or illegal activity, including attempts to manipulate or violate our policies, procedures, and terms and conditions, security incidents, and harm to the rights or property of Blueberry and our users, employees, or others. **Legal Obligations** We use personal information to comply with our legal or regulatory obligations, to establish or exercise our rights, and to defend against a legal claim. **Core Business Functions** We use personal information to support core business functions, including to maintain records related to business process management; loss and fraud prevention, and to collect amounts owing to us; and to provide and maintain the functionality of our Protocol, including identifying and repairing errors or problems. 6. ### How We Share Personal Information We disclose personal information only to the third-parties as indicated below, in addition to any specified disclosures described elsewhere in this Policy: **Business Affiliates** We may share your personal information with our business affiliates, including any affiliated companies, subsidiaries or sister companies. Our business affiliates process personal information as our service providers, where necessary to provide the Protocol and services that you have requested, including to administer our Protocol, or in other circumstances with your consent or as permitted or required by law. **Business Transfers** We may disclose personal information to a buyer or successor in the event of a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of Blueberry’s assets, whether as a going concern or as part of bankruptcy, liquidation, receivership, or similar proceeding in which personal information held by Blueberry are among the assets to be transferred. **Law Enforcement and Legal Request** We may disclose personal information to comply with applicable legal and our regulatory monitoring and reporting obligations (which may include laws outside your country of residence), to respond to requests from public and government authorities (which may include authorities outside your country of residence), to cooperate with law enforcement, or for other legal reasons. **Enforcement of Legal Rights** We may disclose personal information to the extent they are necessary to enforce or protect our rights, privacy, safety or property, and/or that of our affiliates, you or others, including enforcing our Terms of Use and any other agreements (such as for billing and collection purposes and fraud prevention). 7. ### Personal Information of Minors We do not knowingly collect personal information from children under the age of eighteen (18) without authorization by a holder of parental responsibility. If you believe that we may have collected personal information from or about a child under the age of eighteen (18) without such authorization, please contact us at . 8. ### How We Protect Personal Information We take the protection of your personal information seriously. Blueberry employees who have access to your personal information are made aware of the importance of keeping it confidential. We care about the security of the information and use various administrative, and technological safeguards to preserve the integrity and security of all information collected through our Protocol. However, no data security measures can guarantee complete security; we also depend on you to take common sense steps to ensure your personal information remains secure. Unfortunately, the transmission of information via the Internet is not completely secure. Although we do our best to protect your personal information, we cannot guarantee the security of your personal information transmitted to our Protocol. Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on our Protocol. 9. ### How Long We Retain Personal Information In general, we retain your personal information for only as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. In the event that you make a verifiable request to delete your personal information and no exceptions apply, we will no longer retain your personal information. Please note that in many circumstances we are required to retain all, or a portion, of your personal information to comply with our legal obligations, resolve disputes, enforce our agreements, to protect against fraudulent, deceptive, or illegal activity, or for another one of our business purposes. The criteria used to determine our retention periods includes, without limitation: * The length of time we have an ongoing relationship with you and provide the Protocol to you; * Whether there is a legal obligation to which we are subject (for example, certain laws require us to keep records of your transactions for a certain period of time before we can delete them); or * Whether retention is advisable in light of our legal position (such as in regard to applicable statutes of limitations, litigation or regulatory investigations). 10. ### Your Privacy Rights Depending on where you reside or applicable law, you may exercise the rights described below. Please note that some of the rights may vary depending on your country, state, or province of residence. **Accessing, Updating, Correcting, and Deleting Personal Information** You may have the right to request (1) access to and receive details about the personal information we maintain about you and how we process it; (2) updates your personal information or correct any inaccuracies; (3) a copy of your personal information that we have collected and processed and (4) that we delete your personal information. You may also have the right to withdraw your consent to our processing of your personal information. There may be limitations to these rights based on your specific circumstances and applicable law. You can submit a privacy rights request by emailing . 11. ### Information for California Residents This section of our Privacy Policy is specifically for California residents and explains how we collect, use, and disclose personal information relating to California residents covered by the California Consumer Privacy Act (the “CCPA”). The CCPA defines “personal information” as any information that identifies, relates to, describes, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular California resident or household. **Categories of Personal Information We Collect and Our Purposes for Collection and Use** You can find a list of the categories of personal information that we collect in Section 2 above. For details regarding the sources form which we obtain personal information, please see Section 3 above. We collect and use personal information for the business or commercial purposes described in Section 5 above. Blueberry does not collect any sensitive personal information for any individuals. **Categories of Personal Information Disclosed and Categories of Recipients** We disclose the following categories of personal information for business or commercial purposes to the categories of recipients as described in Section 6 above. **Sale of Personal Information / Do Not Sell** Blueberry does not sell, trade, or rent out personal information for compensation that would constitute a sale under California law, nor have we done so in the preceding 12 months. In the event that Blueberry sells, trades, or rents out personal information that would constitute a sale, Blueberry will provide disclosures in this section of the Policy as well as the option to opt out of the sale of personal information using global privacy controls. **Retention of Personal Information** Blueberry retains personal information for only as long as necessary to provide you with access to the Protocol and the services or until you have made a verifiable request to delete your personal information, unless a longer retention period is required or permitted by law. For additional information about retention of your personal information, please see section 9 above. **Your California Rights** California residents are entitled to contact us to request information about whether we have disclosed personal information to third-parties for direct marketing purposes. Currently, Blueberry does not disclose personal information to third-parties for direct marketing purposes. Upon receipt of such a request by a California resident, we will either (1) respond with a confirmation that we have not disclosed any personal information to third-parties in the previous calendar year; or (2) if our practices have changed, we will provide the categories of personal information that has been shared in the past 12 months and categories of third-parties to whom such personal information was disclosed, whichever is relevant. California residents have the right to: * Request disclosure of the categories and specific pieces of personal information that Blueberry has collected about you; * Request disclosure of the categories of third-party sources, if any, from which Blueberry has collected personal information about you; * Disclosure of the business or commercial purpose(s) for which your personal information has been collected by Blueberry; * Receive a list of the categories of third-parties with whom Blueberry has shared your personal information; * Request that Blueberry delete any personal information that it has collected from you (subject to exceptions); * Request that Blueberry correct any inaccurate personal information held about you; * Opt out of the sharing or disclosure of your personal information and sensitive personal information to third-parties; and * Not be discriminated against by Blueberry (e.g., charged different rates, provided different levels of service, denied goods or services, or suggested any of the preceding) for exercising any of the individual rights granted above. To exercise any of your rights as a California resident, you can submit a request to . Before complying with your request, we will need to verify that it is you that is making the request. To accomplish this, you may be requested to (1) confirm specific personal information that we already know about you; or (2) provide us with appropriate identification and documentation. California residents are limited to two requests for personal information per 12-month period. Only you or an authorized agent may make a verifiable data subject request related to your personal information. The verifiable data subject request must provide sufficient information and documentation to allow us to verify that you (or an authorized agent) are the person about whom we collected personal information. We will not provide you with personal information if we cannot verify your identity and/or authority to make the data subject request and confirm the personal information belongs to you or the represented individual. Making a verifiable data subject request does not require you to create an account with us. We use personal information provided in a verifiable data subject request solely to verify the requestor's identity or authority to make the request. We will respond to a verifiable data subject request within 45 days of its receipt. If we require more time (up to 90 days), we will inform you of the reason and extension period. If you have an account with us, we will deliver our response to the email address for that account. If you do not have an account with us, we will deliver our response by US mail or electronically at the email address in your request, at your option. All disclosures we provide will only cover the 12-month period preceding the verifiable employee request's receipt. The response we provide will also explain the reasons we cannot comply with a request, if applicable. We do not charge a fee to process or respond to your verifiable data subject request unless it is excessive, repetitive, or manifestly unfounded. If we determine that the request warrants a fee, we will tell you why we made that decision and provide you with a cost estimate before completing your request. 12. ### Information for EU Residents This section of the Policy applies only to users who use the Protocol from a country that is a Member State of the European Union (“EU Users”) and supplements the information in the Privacy Policy. Blueberry is the data controller for processing of personal information or personal data as defined under applicable data protection law. For purposes of this Policy, personal information and personal data are used synonymously. Under the General Data Protection Regulation (“GDPR”) (and subject to any relevant exceptions) you have the right to access, correct, change, delete, restrict, exercise your right to data portability, or object to the processing of personal information. **Legal Basis for Processing** We process personal information for the purposes set out in this Privacy Policy, as described above. Our legal bases to process personal information includes processing that is: * Necessary for the performance of the contract between you and Blueberry (for example, to provide you with the products and services you request and to identify and authenticate you so you may use the Protocol); * Necessary to comply with legal requirements (for example, to comply with applicable accounting rules and to make mandatory disclosures to law enforcement); * Necessary for our legitimate interests (for example, to manage our relationship with you and to improve the Websites and our products and services); and * Based on consent by our customers (for example, to communicate with you about our products and services and provide you with marketing information), which may subsequently be withdrawn at any time without affecting the lawfulness of processing based on consent before its withdrawal. You are not required, as a necessity to enter into a contract, to provide us with personal information for processing as described above. **Your EU Rights** As an individual residing in, or located in, the European Union or European Economic Area, you can exercise your GDPR rights. We may first request verification of your identity prior to facilitating the exercise of your rights. If you wish to confirm that Blueberry is processing your personal information, or to have access to the personal information Blueberry may have about you, please contact us at . You may also request information about: the purpose of the processing; the categories of personal information concerned; who else outside Blueberry might have received the data from Blueberry; what the source of the information was (if you didn’t provide it directly to Blueberry); and how long it will be stored. You have a right to correct (rectify) the record of your personal information maintained by Blueberry if it is inaccurate. You may request that Blueberry erase that data or cease processing it, subject to certain exceptions. You may also request that we cease using your data for direct marketing purposes. In many countries, you have a right to lodge a complaint with the appropriate data protection authority if you have concerns about how Blueberry processes your personal information. When technically feasible, Blueberry will—at your request—provide your personal information to you or transmit it directly to another controller. Reasonable access to your personal information will be provided at no cost upon request. If access cannot be provided within a reasonable time frame, we will provide you with a date when the information will be provided. If for some reason access is denied, we will provide an explanation as to why access has been denied. For questions or complaints concerning the processing of your personal information, you can contact us. Alternatively, if you are located in the European Union, you can also have recourse to the European Data Protection Supervisor or with your nation’s data protection authority. 13. ### Communicating With Us If you have any questions or complaints related to our practices with respect to the collection, use, or disclosure of personal information, or if you would like to update your information, please contact us at . 14. ### Updates to the Privacy Policy It is our intent to post any changes we make to our Privacy Policy on this page, with a notice that it has been updated on our main homepage. If we make material changes to how we treat your personal information, we will notify you through a notice on the homepage. The date that this Privacy Policy was last revised is listed at the top of the page. You are responsible for visiting our website and this Privacy Policy to check for any changes. # Risks ### General Risks All DeFi protocols, including Blueberry, come with risks, which are important to understand before depositing significant amounts of crypto. Some of the main risks involved in using Blueberry are outlined here. ### **Smart Contract and UI Risk** There is a risk that the smart contract or UI has a bug or exploit for unexpected behavior resulting in loss of funds. This risk is inherent to all smart contracts and relies upon the discipline of the development community, core contributors, and auditors. ### **Blockchain Risk** The Ethereum blockchain remains under development, which creates technological, uncertain, and security risks that Blueberry has no control over. The cost of transacting on the Ethereum blockchain is variable and may increase or decrease at any time causing an impact on any activities taking place on the Ethereum blockchain, which may result in losses, price fluctuations, or increased costs.